Terms of Service

Last updated: November 11, 2026

These terms govern your use of the websites and services of NXTGEN AGENCIES LLC, doing business as VRC Leads and The Veteran Resource Center ("we", "us"). By using them, you agree to these terms.

What our service is

We are an insurance marketing and referral service. We connect people who request information about final expense insurance with licensed insurance agents. We are not an insurance company and do not issue policies, give quotes that bind any insurer, or guarantee that you will qualify for coverage. Any policy is between you and the insurer.

No government affiliation

We are not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs or any government agency.

Your information

You agree to give accurate information and only submit your own contact details. Our Privacy Policy explains how we use it.

Communications

If you submit our request form, you agree to be contacted as described in the disclosure on the form. Text messages are covered by our SMS Terms: message frequency varies, message and data rates may apply, reply STOP to opt out and HELP for help.

Insurance agents

Agents who use our service must hold the required licenses, follow all telemarketing, texting, and insurance laws, honor do-not-call and opt-out requests, and use the information they receive only to respond to the person's insurance request.

Acceptable use

Do not misuse the service, submit false information, attempt to access accounts or data that are not yours, or interfere with how the service runs.

Disclaimers and liability

The service is provided "as is". To the extent the law allows, we disclaim warranties and are not liable for indirect or consequential damages, or for the acts of agents, insurers, or carriers.

Changes

We may update these terms and will post the new date above.

Contact

NXTGEN AGENCIES LLC
500 E Las Olas Blvd Apt 2207, Fort Lauderdale, FL 33301
(815) 735-6435 · ops@vrcleads.com